Mortgage Calculators
11 calculators in Finance. Each one shows its formula and a worked example, and most list the sources behind them.
Calculators, A to Z
15 vs 30 Year Mortgage Calculator
Compare two mortgage terms at their own rates: payments, interest over each term, what each still owes later, and whether investing the difference catches up.
Adjustable-Rate Mortgage Calculator
Adjustable-rate mortgage payments on a 5/1, 5/6, 7/6 or 10/6 ARM from initial rate, margin and caps, on your index path and the worst case.
Closing Costs Calculator
Mortgage closing costs and cash to close line by line, Sections A to J of the Loan Estimate and Closing Disclosure, with prepaid interest and escrow.
Home Affordability Calculator
How much house you can afford from income, debts, down payment, rate and term, using front-end and back-end DTI limits with tax and insurance.
Maximum FHA Loan Calculator
Maximum FHA base loan, financed 1.75% upfront MIP, total loan, and 3.50% minimum cash investment from price, inducements, appraisal, and county limit.
Mortgage Payment Calculator
Calculate your monthly mortgage payment with principal, interest, property tax, homeowners insurance, PMI end dates, HOA dues, and schedules.
Mortgage Payoff Calculator
Find the exact extra monthly payment to pay off a mortgage by a target month, and compare biweekly half-payments, a one-time lump sum, and a recast to the cent.
Mortgage Points Calculator
Break-even month for mortgage discount points: upfront point cost, monthly payment savings, net savings over your holding period, and effective APR.
Mortgage Recast Calculator
Find your lower monthly mortgage payment after a lump-sum principal reduction over the remaining term, and compare keeping your current payment.
Mortgage Refinance Calculator
Compare your current mortgage against a rate-and-term or cash-out refinance for monthly savings, break-even months, total interest, and LTV.
VA Loan Entitlement Calculator
Calculate your maximum VA home loan guaranty, remaining bonus entitlement, zero-down loan ceiling, 25.00%-coverage cash gap, and VA funding-fee tiers.
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